Last year I found myself piling towards the freeway divider on a routine commute to work. After a violent head-on crash, I would later learn that the mornings event was the result of the careless driver a few lanes over (with myself as the final victim in a domino effect of disseminated cars).

So yes, I walked away alive and remain grateful. But after a few months progress, I've found myself growing increasingly frustrated having to continue with the stress and aftermath of an accident that I had no fault in.

I'm now tracking police reports, waiting on hold with automated insurance bots, dealing with the hassles (and time) involved with finding and purchasing a new truck, stressing over mounting medical expenses (from the ambulance ride, the ER and specialist visits), not to mention the nagging post-concussion headache that is getting harder to justify taking time off work for.